New Business Prospects:
- Originate new business prospects within the SME / infrastructure sector through direct sourcing and open market channels.
Customer Acquisition:
- Acquire SME customers and manage their proposals, guiding them up to the disbursement stage.
- Achieve the targeted New To Business (NTB) numbers
Business Generation:
- Meet existing SME clients to identify business opportunities and drive revenue.
Cross-Selling:
- Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets.
- Sales of other financial solutions including other products , leasing , insurance & wealth etc .
Portfolio Quality
- Maintain the Early delinquency (ED) and other compliance parameters including PDD , deferrals etc
Compliance and Regulations:
- Ensure compliance with all relevant regulatory requirements and internal policies.
- Stay updated on changes in regulations affecting SME banking.
About the company
Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company ("CIC"). Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.