Roles and Responsibilities

• Conduct thorough credit assessments of borrowers to determine their creditworthiness.
• Review financial statements, industry trends, and other relevant data to evaluate borrower credit risk.
• Develop and maintain relationships with key stakeholders, including clients and internal teams.
• Identify potential risks and develop strategies to mitigate them through effective communication with customers.
• Ensure compliance with regulatory requirements and company policies.

Desired Candidate Profile

• 1-6 years of experience in credit appraisal or related field (credit underwriting).
• Strong understanding of home loan credit products and processes.
• Excellent analytical skills for evaluating complex financial data.
• Ability to work independently with minimal supervision while meeting deadlines.

About company

Classified as an Upper-Layer NBFC by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited one of the most diversified NBFCs in the Indian market, catering to more than 92.09 million customers across the country. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.About company

Classified as an Upper-Layer NBFC by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited one of the most diversified NBFCs in the Indian market, catering to more than 92.09 million customers across the country. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.About company

Classified as an Upper-Layer NBFC by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited one of the most diversified NBFCs in the Indian market, catering to more than 92.09 million customers across the country. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings