Tata Capital

Loan Officer

Tata Capital
Kolkata,Mumbai,Pune,Delhi,Hyderabad,Chennai,Bangalore
Not disclosed
0 - 4 Years
Posted:
30+ days ago
Full time
Applicants:
10
Job Description
  • To ensure the achievement of disbursement targets with minimum delinquency
  • Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies.
  • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach.
  • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas.
  • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets
  • Makes a close follow up of the disbursed loans, especially of the ones not paying on time.
  • Undertake regular field visits, Centre Meeting and loan applicants
  • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds.
  • Build strong client relationships both internally and externally and build a strong brand identification with potential customers.
  • Ensuring weekly / daily meetings & visit to centre
  • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business
  • Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills


  • Relationship management, Business sourcing
  • Flair for sales
  • Understand critical attributes of customer service

Education Graduate in any discipline

Role: Retail Sales

Industry Type: Financial Services

Department: Sales & Business Development

Employment Type: Full Time, Permanent

Role Category: Retail & B2C Sales

Education

UG: Any Graduate

PG: Any Postgraduate


About the company

Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is registered with the Reserve Bank of India as a Systemically Important Non-Deposit Accepting Core Investment Company ("CIC"). Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.


Job Requirment
Role:
Loan Officer
Industry:
Financial Services
Department:
Sales & Business Development
Employment Type:
Full time
Education
Graduate
Skills
Relationship management
Loans
BASIC
Sales
Customer Service
management
Market Knowledge
Marketing
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